WELCOME TO BENEFITS OPEN ENROLLMENT 2023

OPEN ENROLLMENT IS SEPTEMBER 5-19, 2023

ZARA USA is proud to provide a high-quality benefits package to enhance your life.

Our comprehensive and competitive benefits program is an important component of your total compensation package. This guide provides valuable information to help you better manage your health and your financial security.

During this open enrollment, you have the opportunity to review your coverage needs, consider the benefit plans available to you and select benefits that will provide the most value to you.

While we encourage all employees to review and confirm their benefits in ADP, if you do not actively enroll in benefits, your current elections will continue with the exception of Flexible Spending Account (FSA). You will need to actively make an election if you would like to make FSA contributions for the 2023-24 plan year.

For a smooth enrollment process, you should have your dependent(s) name, date(s) of birth, and Social Security Numbers readily available.

IMPORTANT: Outside of this enrollment period, you may only make benefit changes if you experience a qualified life event (e.g. birth of a child, marriage, divorce, loss of spouse health coverage, etc.).

Any inconsistency between terms of this document and any plan document or insurance contract will be governed by the plan document or insurance contract. Although ZARA USA expects to continue these benefit plans indefinitely, ZARA USA necessarily reserves the right to amend, modify or discontinue the plans at any time.