Benefits Guide & Supporting Material
2026-27 Full-Time Corporate Benefits Guide (PDF)
2026-27 Full-Time Benefits Presentation (Video)
2026-27 Medical Plan Type Comparison (PDF)
2026-27 Medical Member Scenarios (PDF)

Medical (Cigna)

HDHP/HSA Plan
2026-27 ZARAUSAINC_HDHP Summary Document (PDF)
2026-27 ZARAUSAINC HDHP SBC (PDF)

2026-27 ZARAUSAINC_HSA Summary Document (PDF)
2026-27 ZARAUSAINC_HSA SBC (PDF)

OAPIN Plan
2026-27 ZARAUSAINC OAPIN Summary Document (PDF)
2026-27 ZARAUSAINC_OAPIN Plan SBC (PDF)

2026-27 ZARAUSAINC_OH OAPIN Plan SBC (PDF)
2026-27 ZARAUSAINC_OH OAPIN Summary Document (PDF)

OAP Plan
2026-27 ZARAUSAINC OAP Summary Document (PDF)
2026-27 ZARAUSAINC_OAP Plan SBC (PDF)

Other Medical Documents
2026-27 Cigna Virtual Care Flyer (PDF)
2026-27 Express Scripts Home Delivery Customer Flyer (PDF)
2026-27 Cover Memo Creditable Coverage (PDF)
2026-27 Medicare Part D Notice of Creditable Coverage (PDF)

Dental (Cigna)

2026-27 High Dental PPO Summary Plan (PDF)
2026-27 High Dental PPO Summary Plan_LA (PDF)
2026-27 High Dental PPO Summary Plan_TX (PDF)
2026-27 Premier Dental PPO Summary Plan (PDF)
2026-27 Premier Dental PPO Summary Plan_LA (PDF)
2026-27 Premier Dental PPO Summary Plan_TX (PDF)

Other Dental Documents
2026-27 Dental PPO Orthodontics in Progress Flyer (PDF)
2026-27 DPPO Wellness Plus Flyer (PDF)
2026-27 WellnessPlus Progressive Maximum Flyer (PDF)
2026-27 Dental Virtual Care Customer Flyer (PDF)

Vision

2026-27 EyeMed Vision Plan Benefit Summary (PDF)

FSA

FSA Enrollment Brochure (PDF)

Voluntary Benefits

2026-27 AI BHS_Zara USA, Inc. – 2026-2037 – English (PDF)
2026-27 CI BHS_Zara USA, Inc. – 2026-2037 – English (2) (PDF)
2026-27 HI BHS_Zara USA, Inc. – 2026-2037 – English (PDF)
2026-27 Nationwide Pet Insurance Resource Kit (PDF)
2026-27 Nationwide Pet Insurance Benefit Summary (PDF)

401(k) Retirement Plan

Personalized Experience Web Participant Flyer (PDF)
Personalized Experience Web Participant Flyer SPANISH (PDF)
Building Foundation Financial Wellness for Presentation (PDF)
Building Foundation Financial Wellness for Presentation SPANISH (PDF)
Shape Up Your Savings (PDF)
Shape Up Your Savings SPANISH (PDF)

Wellness Programs & Incentives

2026-27 Health Advocate Get Started Guide (PDF)
2024 Bright Horizons Overview Videos_Zara USA (PDF)
2026-27 BH All Benefits Toolkit_Zara USA (PDF)
2026-27 Bright Horizons Curated Resources FAQ_Zara USA
2026-27 Bright Horizons Benefits Season Flyer_Zara USA
2026-27 Cigna Healthy Pregnancies Healthy Babies Program with Incentives (PDF)
2026-27 Your Health First Coaching for Chronic Conditions Customer Flyer (PDF)
How to Wellhub

EAP Plan

2025 EAP Benefit Flyer (PDF)

Federal Mandates

2026-27 Federal Required Notices (PDF)
2026-27 Childrens Health Insurance Program (CHIP) Notice-Eng July 2025 (PDF)
2026-27 Childrens Health Insurance Program (CHIP) Notice-Span (PDF)