ZARA USA partners with both The Hartford and Aetna to provide benefits that help you protect
your paycheck and your family. In addition to our Health and Welfare benefits, Zara has relationships with vendors to offer discounts and perks to our employees.

Voluntary Life, Disability & Accident

ZARA USA partners with both The Hartford and Aetna to provide benefits that help you protect your paycheck and your family. You have the option to enroll in these policies online during your initial enrollment period. Employees working a minimum of 20 hours per week are eligible for these Voluntary benefits.

Group Term Life Insurance

The Hartford Group Term Life Insurance

Group Term Life helps provide financial protection in the event that something were to happen to you. Term is a simple and inexpensive form of life insurance, which builds no cash value. Rates change with age.

Employees may purchase coverage on their own life in $10,000 increments up to a maximum of $250,000 (not to exceed 5x your salary). The guarantee issue (GI) amount is $150,000. During this open enrollment employees currently enrolled in coverage may increase their election by one increment of $10,000 up to the GI without needing EOI. Those who are not enrolled require Evidence of Insurability (EOI) for any amount of coverage elected.

Employees may also purchase coverage for their spouse in increments of $5,000 to a maximum of $100,000 (not to exceed 50% of the employee’s election). The guarantee issue (GI) amount is $30,000 and premiums are based on the employee’s age. During this open enrollment employees with spouses currently enrolled in coverage may increase their election by one increment of $5,000 up to the GI without needing EOI. Those who are not enrolled require EOI for any amount of voluntary spouse life insurance elected. Child life insurance is available in $5,000 or $10,000 (not to exceed 50% of the employee’s election). During open enrollment no EOI is required. The full child life benefit can be elected with no medical questions.

Please remember to designate your beneficiary(ies) for this great benefit!

If you choose not to enroll in our Voluntary Life plan during your new hire enrollment period but wish to enroll now, Evidence of Insurability will be required in order to enroll in coverage.

Long-Term Disability Insurance

The Hartford Long-Term Disability Insurance

The Hartford Voluntary Long-Term Disability (LTD) coverage replaces a portion of your pay to help you meet your income needs while you’re out of work. You’re paid whether you become sick or are hurt on or off the job. The plan covers 60% of your salary to a maximum of $5,000 per month. Benefits begin at 180 days after disability and end at recovery or 5 years. Pre-existing condition limitations apply.

You’ll receive benefit payments each month that can help you keep up with your bills. You can also spend the money on food, child care and other necessities.

If you choose not to enroll in our Voluntary LTD plan during your new hire enrollment period but wish to enroll now, Evidence of Insurability will be required in order to enroll in coverage.

Accident Plan

Aetna Accident Plan

Are you prepared for the unexpected costs that come along with an accidental injury?

While medical plans typically cover care for an injury, they don’t cover the unexpected costs that come with it. The Aetna Accident Plan can help. The plan pays cash benefits directly to you when you have a covered accident. You can use the money for expenses like coinsurance, deductibles or everyday expenses.

Voluntary Pet Insurance

Pet Insurance

Nationwide Pet Insurance

You can purchase pet insurance through Nationwide to help with the cost of a wide range of pet-related health care expenses. Bring your pet to any veterinarian you want and simply submit your claim for reimbursement. After you satisfy a $250 annual deductible, you get a percentage back!

Nationwide – Monthly Premiums
Monthly premiums are determined by state of residence and species (cat/dog). These are set rates regardless of the age or breed of your pet. Plans also include a Free Vet Helpline that provides “24/7” expert pet advice from licensed Veterinarian.

Nationwide also offers plans for avian and exotic pets!

For more information on Pet Insurance, visit http://www.petinsurance.com/inditexusa, or call 877-738-7874.

Additional Zara Perks

Zara Perks

In addition to our Health and Welfare benefits, Zara has relationships with vendors to offer discounts and perks to our employees. Below are just a few perks currently available ranging from discounts on products, services, memberships, travel, events, AND MUCH MORE!

  • AT&T: up to 15% discount on qualifying AT&T services.
  • Employee Discount Card
  • Working Advantage: up to 60% on ticketed events and online shopping.
  • Exclusive discounts on hotels, sports, concerts, theater, movie tickets and theme park tickets nationwide.
  • T-Mobile: Discount on services, products, accessories and much more!

Scan the Benefits QR code in your store’s break room for a current list of available discounts and perks!

NOTE

If you choose not to enroll in our Voluntary Life or LTD plans during your new hire enrollment period but wish to enroll now, Evidence of Insurability will be required in order to enroll in coverage.


VIEW PLAN DOCUMENTS