Your 401(k) plan was created to help replace your pay when you retire, so plan for what’s ahead and get ready for the next phase in your life. You can get there by taking one step at a time.

To be eligible to participate in the 401(k) plan, you must be age 21 and complete one (1) year of service. Your entry date will be the first day of the month coinciding with or following the date you satisfy the eligibility requirements.

To help you reach your retirement goals: Your 401(k) plan managed by John Hancock, is set up with an automated enrollment feature. This means that, upon completion of your eligibility requirement, you will automatically be enrolled in Zara’s 401(k) plan. Thereafter, 3% of your gross income will be deducted from your paycheck and invested in your plan’s default fund for you. You may also log into your account to change your automatic elections.
To enroll, simply log into: www.myplan.johnhancock.com
Remember, your plan matches 50% up to 6% of your contribution. Consider saving enough to get the full plan match. Keep in mind that, once enrolled, you will need to remain with the company a minimum of 3 years to be fully vested and keep 100% of your Employer matching contributions.

Helpful Tips:

  • Review the benefits and details of your 401(k) plan.
  • Stay on track and maximize the benefits of your retirement plan
  • Designate an account beneficiary. Submit your completed beneficiary form to your employer or complete this step online.
  • Elect automatic account features like automatic Account Rebalancing to help make savings and portfolio management easier.

Consider consolidating your retirement accounts into your ZARA USA 401(k) account. If you have any questions about your 401(k) Retirement Plan, you may contact the John Hancock Retirement Services Team at 800-294-3575.

HOW TO ENROLL

Visit our 401(k) plan website at https://myplan.johnhancock.com/login to enroll and to learn more about your retirement plan and some great account features like Automatic Increase and Automatic Account Rebalancing.

NAVIGATING THE MYLIFENOW WEBSITE

Review the below to learn how to navigate the MyLifeNow website and access retirement planning tools.

PDF
Video

VIEW PLAN DOCUMENTS