You have the opportunity to enroll in the Cigna High PPO plan. The plan offers in- and out-of-network care, but you will pay less out-of-pocket when you use in-network Cigna providers.

You may enroll in the Cigna High PPO dental plan.

Cigna does not issue dental ID cards. Members don’t need an ID card to receive care from network dentists. Simply make your appointment and provide identification to the office staff. They can verify your coverage with Cigna. You can also access a digital ID card after your benefits are effective and you have activated your www.myCigna.com account.

Dental Work in Progress

If you are currently receiving general dentistry treatment:
If you enroll in the plan for the first time during Open Enrollment, your Cigna dental plan may not cover charges for services that are already in progress. Treatments that may be considered “in progress” are those that started while you were covered under another dental plan but not finalized before your Cigna dental plan becomes effective.

Examples of these services are root canal therapy, crowns, partials, dentures, bridges. If you started a treatment/service under another carrier that has not been completed once your ZARA benefits are effective, the claim should first be filed with the other carrier.

If you are currently receiving Orthodontic treatment:
You could qualify for “orthodontia in progress” coverage if your teeth are being actively moved (by bands or appliances, such as braces) when your coverage starts.

Your benefit amount is determined by your plan’s coinsurance level for orthodontia and the months of active treatment you have left when your DPPO plan starts.

Your plan contributes to your costs until the lifetime orthodontia maximum has been met or until active treatment is done (whichever comes first).

For more detailed information, please review the work-in-progress flyers located in the benefits document library.

WellnessPlus® Progressive Maximum

The Cigna dental plan includes a progressive calendar year maximum. In year 1, the maximum is $1,500. Members can progress to a higher calendar year maximum the next plan year by utilizing class 1 preventive services during the previous year. The maximum will increase $100 each year up to an $1,800 maximum on the High plan. Additional information can be found in the document library,

TO VERIFY THAT A DENTIST IS IN THE CIGNA NETWORK

01/ Visit www.mycigna.com

02/ You may search for network dentists before your benefits become active by visiting www.cigna.com by selecting “Find a Doctor, Dentist or Facility” and following prompts to search by type of dentist or by dentist name.

03/ When asked to select a plan, choose “DPPO/EPO > Total Cigna DPPO

Dental Plan Overview + Contributions

Great News! There are no changes to our dental benefit plans for the 2023-2024 plan year!.

HIGH PPO
Dental Plan HighlightsIn-NetworkOut-of-Network
Deductibe (Single/Family)
Waived for Preventive
$50 / $150$100 / $300
Coinsurance (Coins.): Paid by Carrier
Diagnostic / Preventive100%100%
Basic80%80%
Endodontics / Periodontics80%80%
Major / Implants50% / Not Covered50% / Not Covered
Orthodontia (Child Only)50%
Orthodontia Lifetime Maximum$1,000
Calendar Year Maximum$1,500
Out-of-Network UCR LevelN/A80th Percentile
Dependent Age LimitTo Age 26
*Silver fillings are covered under the plan. Composite fillings are covered for front teeth only. NOTE: This chart does not describe all covered services. Please review the plan summaries for complete coverage information.

Employee Dental Contributions (24 times per plan year)

Please review contributions carefully. There are no changes to dental plan contributions for the 2023-2024 plan year!

CIGNAHIGH PPO
Employee$6.52
Employee + Child(ren)$18.71


VIEW PLAN DOCUMENTS