ELIGIBILITY

Who Is Eligible to Participate?

You are eligible to participate in the benefits program if you have worked an average of 30 hours per week over the measurement period. Employees working a minimum of 20 hours per week are eligible for the Voluntary Benefits offered through the Hartford and for our Aetna Accident plan.

Which Family Members Can Be Covered?

When you enroll yourself in the benefits program, you may also cover your eligible dependents. Please review your dependent’s eligibility to ensure they meet the requirements to be covered under ZARA USA’s benefit plans.

Eligible dependents may include your:

  • Legal Spouse (“Spouse” means the person recognized as a covered employee’s husband or wife under the laws of the state where the covered employee was married.) (Spouses can be covered on the Voluntary Life plan only.)
  • Domestic Partner* (Partners can be covered on the Voluntary Life plan only.)
  • Dependent children covered up to the end of the birth month in which they turn 26 regardless of student status for medical, dental and vision.

*Please note that under federal law, domestic partners are not considered legal spouses. As a result, domestic partner benefits do not qualify for the same tax treatment as legal spouses. Premium payments towards domestic partners and/or dependent children of a domestic partner will be processed on a post-tax basis unless they are considered a tax dependent under IRS Code Sec. 105(b). You will see this noted on your paycheck as imputed income.

IMPORTANT:

To enroll your dependent(s) in medical, dental and/or vision benefits, you must submit dependent verification documents.

Evidence needs to be submitted through the ADP Dependent Verification System (MyADP) by the deadline. Dependents will not have coverage until we receive the required information.

NOTE: If you start your elections but do not complete the enrollment process, your changes will not be submitted.

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