Benefits Guide

2026-27 Puerto Rico Benefits Guide – English (PDF)
2026-27 Puerto Rico Benefits Guide – Spanish (PDF)

Healthcare Benefits

2026-27 Zara Puerto Rico SBC: English (PDF)
2026-27 Zara Puerto Rico SBC: Spanish (PDF)
2026-27 Teleconsulta MD
2026-27 Cover Memo Creditable Coverage (PDF)
2026-27 Medicare Part D Notice of Creditable Coverage (PDF)

Voluntary Benefits

2026-27 AI BHS_Zara USA, Inc. – 2026-2037 – English (PDF)
2026-27 CI BHS_Zara USA, Inc. – 2026-2037 – English (2) (PDF)
2026-27 HI BHS_Zara USA, Inc. – 2026-2037 – English (PDF)

Wellness Programs & Incentives

2026-27 Health Advocate Get Started Guide (PDF)

EAP Plan

2025 EAP Benefit Flyer (PDF)

401(k) Plan

How to register and use the web participant flyer – English (PDF)
How to register and use the web participant flyer – Spanish (PDF)
Enrollment Postcard_521749-P1 – English (PDF)
Enrollment Postcard_521749-P1 – Spanish (PDF)
Personalized Experience Web Participant Flyer (PDF)
Personalized Experience Web Participant Flyer SPANISH (PDF)
Building Foundation Financial Wellness for Presentation (PDF)
Building Foundation Financial Wellness for Presentation SPANISH (PDF)
Shape Up Your Savings (PDF)
Shape Up Your Savings SPANISH (PDF)

Federal Mandates

2026-27 Federal Required Notices (PDF)
2026-27 Childrens Health Insurance Program (CHIP) Notice-Eng July 2025 (PDF)
2026-27 Childrens Health Insurance Program (CHIP) Notice-Span (PDF)